Heritage Benefit Consultants

SEPTA can't say exactly how much it pays pension fund managers

Why would SEPTA hire two new investment managers when they don't know if the spending will result in any more cash going into the…

Scott Crabtree et al v. Aon Insurance Managers (Bermuda) Ltd.: Complaint ('$2.8M Dividends Scam')

Complaint "to recover dividends owned by Plaintiffs that were entrusted to the control and/or custody of Aon for distribution to Plaintiffs located in the United States" but, instead, were allegedly transferred to "accounts controlled by ... Hackers" in Scott A. Crabtree, A. Joseph Wilkins Jr., Timothy Pohanka, The Pohanka Grandchildren's IRR Trust, and The Geoffrey P. Pohanka 2004 Family Trust v. Aon Insurance Managers (Bermuda) Ltd…

Tax-smart options for your old retirement plan when you change jobs

There’s a lot to think about when you change jobs, and it’s easy for a 401(k) or other employer-sponsored retirement plan to get lost in the shuffle. But to keep building tax-deferred savings, it’s important to make an informed decision about your old plan. First and foremost, don’t take a lump-sum distribution from your old …

How Millennials and Boomers Are Killing Gen X's Retirement Savings

Financial Planning Basics: For 40-Somethings

Here are some steps to take in your financial planning practices in your 40s -- but as always, I highly suggest that you pay for the assistance of a financial planner who can help you to put all of your eggs in a row.

Does Your Financial Plan Cover These Areas?

Does your financial plan have a hole in it? Check to see if you have all of the critical areas covered. The road to retirement continues to get more and more complicated. There are new products, new rules, and new technologies. You need a guide. There are many of them...

Who Needs Financial Planning?

Most CCMI financial planning clients would answer this question by saying “anyone who wants to know when they are financially independent.” Over the years, it has been our experience that no one wakes up thinking, “I just have to do financial planning – starting today!” Instead, most prospective clients contact us when a triggering event occurs, such as a pending sale of a business, an increase…

5 Things To Do For Financial Planning

This article is all about Financial Planning, Reti.... Read More

How Does Social Security Tie into Your Financial Plan?

Many affluent investors have not fully considered how their Social Security benefit will affect their overall financial plan. Although Social Security was created during the Great Depression as a retirement safety net, benefits now cover an estimated 96% of Americans.

Why are so many baby boomers ignoring financial planning?

The Hidden Benefits of Financial Planning

Financial planning provides plenty of immediate benefits, like paying off debt, but there are other hidden benefits that are just as important.

Key Steps To Building A Great Financial Planning Practice

Following the status quo will kill your financial practice. Find out the tips you need to follow to keep you a step or two ahead of the competition.

The Benefits of Comprehensive Financial Planning

Comprehensive financial planning is a personalized plan to help you accumulate and keep wealth.

What's Your Financial Plan?

Does Financial Planning Help?

Here are five ways having a financial plan can help you.

Financial Planning Made Easy With Life Insurance Plans

Presently life insurance policies are not just restricted to offering financial benefits on the death of the policy holders to his near and dear ones. The life insurance plans currently offered by …

Should You Include Social Security in Your Clients’ Financial Plans?

The Social Security system may be in dire need of reform, but it’s not going away.

5 Steps to an Effective Financial Plan

It is important to have a financial plan at any age. Learn what you need to do to create a solid financial plan that will work for you.

Steps to Financial Planing [Infographic]

8 necessary steps to successful financial planning.

Financial Planning Is More Than Numbers

The numbers should be working for you, to help you achieve those goals. You shouldn’t be working on your financial plan just to achieve the numbers.